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Investment opportunity in one of Uzbekistan’s largest insurers

Formed in 1997 KAFOLAT Insurance Company JSC is one of the largest insurers in Uzbekistan.

Since formation KAFOLAT has quickly developed to become a universal insurer and one of the market leaders for the collection of insurance premiums in the country. The company now provides services including property, personal lines and small business insurance across many areas.

Why Uzbekistan:

Uzbekistan is the most populated country in central Asia with 33.6 million inhabitants. In fact, its population is young, with an average age of 25 years. According to the World Economic Forum, Uzbekistan is among the five countries with the fastest growing economy in the world as of the end of 2014-2015. This country is a regional power in progress and foreign investors are given favourable taxation policies to modernize the main sectors of the economy.

Moreover, Uzbekistan is currently among the top ten countries in the world, which achieved the best results in improving the business environment in recent years. Fast growth of banking, insurance, leasing, consulting and other kinds of market services contributes to the development of the private sector and small businesses in the country. It should be noted that over the past 5 years the rate of growth of the insurance market was not lower than 130%.

In accordance with the Decree of the President of the Republic of Uzbekistan from April 29, 2019 No. PP-4300 «ON MEASURES FOR THE FURTHER IMPROVEMENT OF THE MECHANISMS FOR ATTRACTING DIRECT FOREIGN INVESTMENTS TO THE ECONOMY OF THE REPUBLIC», JSC «Insurance Company Kafolat» is included in the list of joint-stock companies in which the state share is subject to sale to investors.

In «JSC Insurance Company Kafolat», 25% of state owned shares is subject to sale.

In this regard, we invite potential investors, including foreign investors, to participate in the company's capital.

Below, information about the current state of the company and its market position in the insurance market of Uzbekistan.

For more information please go to /en/ or contact us for a breakdown of the financials: or

Company’s presentation (in pdf-format) is also available to download. 

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